Do you remember your first credit card? I do. I also remember the first bill. It said I owed $0.00. Since I had not yet made any purchases, I knew the amount to be true. Therefore, I ignored the bill and threw it away.

The next month I had still not used the card, and so when I received another bill for $0.00 I threw that one away too. But the following month the credit card company sent me a very nasty note saying they were going to cancel my card if I didn't send them $0.00.

Concerned about my reputation, I called and talked to them about my statement. They said it was a computer error and told me they'd take care of it. The following month I decided it was about time to try out the troublesome credit card. I figured if there were purchases on my account it would put an end to my ridiculous predicament.

To my dismay however, I found out my credit card had been cancelled when I tried to use it as payment for merchandise. I called the credit card company again, and they apologized again for the computer error, saying they would take care of it.

The next day I got a bill for $0.00 saying that payment was now overdue. I assumed that since I had talked with the credit card company only the previous day, the latest bill was yet another mistake and I ignored it, trusting that the company would be as good as their word and sort the problem out.

However, the next month I got a bill for $0.00 saying I had only 10 days to pay my account or the company would have to take steps to recover the debt. Frustrated, I decided to play with the company at their own game, and mailed them a check for $0.00. To my relief, the computer processed my check and returned a statement the next month telling me I did not owe the credit card company anything.

A week later, my bank called me, wanting to know why I wrote a check for $0.00. After giving them my lengthy explanation, the bank told me the $0.00 check had caused their check processing software to fail. The bank could not process ANY checks from ANY of their customers that day because the check for $0.00 was causing the computer to crash.

The following month I received a letter from the credit card company claiming that my check had been returned and that I now owed them $0.00. Unless I sent them a check, they would take steps to recover the debt.

After a few more months of frustration, I managed to cancel my account with the credit card company and the problem was solved. I had considered buying my wife a computer for her birthday, but I bought her a typewriter instead. **********************************************************

It's easy to become overly focused upon money and money management, for the meeting of our needs. I'm so glad that Jesus takes care of all our needs, and we don't have to worry about the future because He is trustworthy!

And my God will meet all your needs according to his glorious riches in Christ Jesus... for your Father knows what you need before you ask him. -Philippians 4:19, Mathew 6:8

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